This section focuses on card issuing and management within Eclipse, including how cards are created, activated, and maintained throughout their lifecycle. It also covers scenarios where a tenant securely stores a customer’s card details for future use (Card-on-File). The use cases explain how cards can be issued, linked to customers, and used for both physical and digital transactions, as well as how stored card details support seamless repeat payments. For each scenario, the guide outlines the relevant APIs, required configurations, and the technical steps needed to integrate card issuing and Card-on-File functionality into your applications.

Card Management

Card Enabled Wallet Type and Wallet configurations

EFT Corporation-issued cards have a wide range of customisation settings that can be applied at a global wallet type level as well as an individual wallet instance level allowing customers to selectively customise their card experience. The following settings can be customised:

Attributes	Description
allowInternationalTransactions	Controls whether international transactions are allowed on the card. True or false.
internationalMarkUpFees	Additional fee charged for international card transactions
contactlessLimit	The limit under which contactless or tap transactions are enabled. By default, this is set to 500. To disable contactless transactions this can be set to 0.
SubProgramCodeForVirtualCard	Postilion program card for issued virtual cards
SubProgramCodeForPhysicalCard	Postilion program card for issued physical cards
alwaysCreateCard	Controls whether a card will be issued against a wallet when created. Can either be set as true or false. False means a card will need to be manually added to the wallet after creation
feesReversalAllowed	Controls whether a fee can be reversed, set as either true or false

Stop a Card

A customer's card may be stopped by the customer, organisation or tenant. It should be stopped immediately if the card is assumed to be lost or stolen.

Prerequisites

Valid JWT
Card ID

Stop Card
Request to stop the card
Change the card status to “LOST, STOLEN, DAMAGED, COUNTERFEIT, REPLACED ”

PUT /eclipse-conductor/rest/v1/tenants/{tenantId}/cards/{cardId}
{
	"cardRules": {
		"ecommerceTransactionsEnabled": true,
		"internationalTransactionsEnabled": true
	},
	"status": "CANCELLED",
	"reason": "DAMAGED"
}

Unstop a Card

A customer's card may be Unstopped by the customer, organisation or tenant. It can not be unstopped if the status is stolen or counterfeit.

Prerequisites

Valid JWT
Card ID

Step 1 – UnStop Card
Request to stop the card
Change the wallet status to “Active ”

PUT /eclipse-conductor/rest/v1/tenants/{tenantId}/cards/{cardId}
{
	"status": "ACTIVE",
	"reason": "UNBLOCKED"
}

Enable / Disable Card E-Commerce Transactions

A customer may enable or disable e-commerce transactions on a card if supported by the card program.

Prerequisites

Valid JWT
Card ID

Enable / Disable E-commerce on Card
Request to enable/disable.
Change the ecommerceTransactionEnabled card rule to True / False

PUT /eclipse-conductor/rest/v1/tenants/{tenantId}/cards/{cardId}
{
	"cardRules": {
		"ecommerceTransactionsEnabled": true
	}
}

Enable / Disable Card International Transactions

A customer can enable or disable international transactions on a card if supported by the card program.

Prerequisites

Valid JWT
Card IDS

Enable / Disable International
Request to enable/disable.
Change the internationalTransactionsEnabled card rule to True / False

PUT /eclipse-conductor/rest/v1/tenants/{tenantId}/cards/{cardId}
{
	"cardRules": {
		"internationalTransactionsEnabled": true
	}
}

Do a Physical Card Replacement

A customer can replace an existing physical card.

Prerequisites

If the card replacement is for a card that is still in an active state, you should stop the active card e.g. replace a card that is soon to expire.
Valid JWT

Create Card
Register and link the card using the Create Card
This refers to the following API in Swagger:

POST /eclipse-conductor/rest/v1/tenants/{tenantId}/customers/{customerId}/cards

You must populate one of the primaryPhysicalCardIdentifier fields with the replacement card details:

packID
PAN
QR Code

You also need to specify the cardId of the card you are replacing. Use the Wallet ID of the primary card (virtual card) wallet you wish to replace.

Do a Virtual Card Replacement

A customer can replace an existing virtual card.

Prerequisites

If the card replacement is for a card that is still in an active state, you should stop the active card. e.g. replace a card that is soon to expire.
Valid JWT

Create Card
Create the card using the Create Card
This refers to the following API in Swagger:

POST /eclipse-conductor/rest/v1/tenants/{tenantId}/customers/{customerId}/cards
{
  "cardRules": {
    "ecommerceTransactionsEnabled": true,
    "internationalTransactionsEnabled": true
  },
  "operationType": "ADDON_CARD",
  "status": "ACTIVE",
  "walletId": 1089
}

Do not populate any of the primaryPhysicalCardIdentifier fields. Instead, use the Wallet ID of the primary (virtual) card wallet you want the replacement card to be linked to.

Cancel Card Enabled Wallet (Card Wallet)

If a card wallet is closed or cancelled, all cards linked to it—whether primary, supplementary, or add-on—will be cancelled automatically. This is different from cancelling an individual card. When a single card (primary, supplementary, or add-on) is cancelled, only that card is affected; the other cards in the wallet remain active.

A card wallet can only be cancelled if its balance is zero. Customers are advised to transfer any remaining funds from the card wallet to their digital wallet before proceeding with the cancellation.

Prerequisites

The card wallet available balance should be zero.
Valid JWT

Step 1 – Cancel the card wallet

PUT /eclipse-conductor/rest/v1/tenants/{tenantId}/wallets/{walletId}
{
	"status": "CANCELLED",
}

Pin Management

Physical Card PIN Set/Change

Customers can set or change their pins on issued cards.

Prerequisites

A valid JWT
A card issued to a customer
The CardID of the card is set

The customer must be authenticated before setting or changing a PIN.

PCI-compliant tenants

PCI-compliant tenants can set card pins directly using either of these APIs - the pin is explicitly set in the request body:

PUT /eclipse-conductor/rest/v1/tenants/{tenantId}/cards/{cardId}
{
  "pin":"1234"
}

POST /eclipse-conductor/rest/v1/tenants/{tenantId}/cards/{cardId}/pin-sets
{
  "pin":"1234"
}

Non-PCI-compliant tenants

For tenants that are not PCI-compliant, the pin-sets API can be used in two ways:

SMS

When pinDeliveryMechanism is set to SMS in the request body and no PIN is provided, Eclipse will generate a random 4-digit PIN and send it via SMS to the phone number stored on the customer profile.

LINK

When pinDeliveryMechanism is set to LINK in the request body, Eclipse will return a captive portal link in the completionUrl field of the response. Tenants can display this URL in a webview, allowing customers to enter their PIN in a PCI-compliant captive portal hosted by Eclipse.
In this flow, the customer must also enter their Card Access Password (CAP). For details on setting the CAP see Set/Change Card Access Password (CAP).

📘
Note
If a CAP is required in the sandbox environment the SMS will not be sent, but a generic password ‘cap123’ can be used.

Physical Card PIN Counter Reset

The PIN attempt counter tracks how many times a customer has entered the wrong PIN when making payments. Once the allowed number of attempts is reached, the card may be blocked from further transactions. Resetting the counter restores the customer’s ability to use the card with the correct PIN.

Prerequisites

Valid JWT
CardID
The customer must be authenticated before allowing a PIN change request.

Reset PIN
Set the pinRetryCounter field to 0:

PUT /eclipse-conductor/rest/v1/tenants/{tenantId}/cards/{cardId}
{
	"pinRetryCounter":0
}

Set/Change Card Access Password (CAP)

To view sensitive card details, a user must be authenticated in one of two ways:

By using a JWT issued to the user from the logged-in IP address, or
By providing a valid Card Access Password (CAP) without a JWT.

There are two methods for setting the CAP:

1. Generate random CAP

Make an API call to create a CAP for the user (only needed once per customer) - set the identity field to "CAP":

POST /eclipse-conductor/rest/v1/tenants/{tenantId}/customers/{customerId}/identities
{
	"identity":"CAP"
}

Eclipse will generate a random CAP and SMS it to the customer's phone number on the profile.

📘
Note
On Sandbox the SMS will not be sent, but a generic password ‘cap123’ can be used.

2. Set CAP through the Captive Portal

If a user has the cardId, tenantId and customerId they can explicitly set the CAP using the following request.

GET {baseUrl}/payments-portal/card-ui?interactionType=createCap&userId={userId}&cardId={cardId}&tenantId={tenantId}&landingURL={URL}

When the provided URL is opened, an OTP is sent to the user’s registered mobile number. The user is then asked to enter a new Card Access Password (CAP) along with the OTP. If the OTP is valid, the CAP is set successfully. If the OTP is invalid, an error is returned.

3. Reset the CAP Password through the Captive Portal

If the user has the cardId, tenantId, customerId, and a valid CAP, they can reset the Card Access Password by sending the following request:

GET {baseUrl}/payments-portal/card-ui?interactionType=resetCap&tenantId={tenantId}&userId={userId}&cardId={cardId}&landingURL={URL}

📘
Landing URL
Specify the landing URL to direct the customer after completing the process, taking into account breakout points in all captive portal flows, such as "Cancel and go back" or "Done."
The landing URL can also be set as &landingURL without a redirect URL. This configuration enables all available options within the journey.

Retrieve Card Details for Customer

There are 3 ways in which sensitive card details can be retrieved:

Card details can be retrieved directly if the call is made with the end user JWT and from the IP address of the logged-in device
Card details can be retrieved directly if the call is made without a JWT, but a Card Access Password (CAP) is provided and the call is made from the IP address of the logged-in device the details can be retrieved
Card details can be retrieved through a captive web portal if a Card Access Password (CAP) is provided

1. Retrieve Card Details for Customer (API)

Prerequisites

A customer must be set up, with a card already created. Have a cardId ready.
The JWT of the customer
API Call originating from the IP address of the logged-in device

Step 1 - Retrieve Card details
The user gets their card details from the app using the user JWT:

GET /eclipse-conductor/rest/v1/tenants/{tenantId}/cards/{cardId}?masked=false

2. Retrieve Card Details for Customers with CAP (API)

Ability to retrieve full card details for a customer.

Prerequisites

A customer must be set up, with a card already created. Have a cardId ready.
API Call originating from the IP address of the logged-in device

Step 1 – Create a CAP (Card Access Password)

Step 2 - User enters CAP, then Retrieve Card
The user gets their card details from the app without needing a JWT but the app asks them to enter the CAP they received by SMS to access their card details:

GET /eclipse-conductor/rest/v1/tenants/{tenantId}/cards/{cardId}?masked=false&cap=xxxxxx

📘
Note
The call to get unmasked card details must come directly from the customers personal device. It must not be made from the tenant's backend unless the backend is PCI/DSS compliant.

3. Retrieve Card Details for Customers (Captive Portal Flow)

Step 1 – Create a CAP (Card Access Password)

Step 2 – View Card

Prerequisites
tenantId
userId
cardId
CAP

Users can view his/her cards using the following request:

GET {baseUrl}/payments-portal/card-ui?interactionType=viewVirtualCard&tenantId={tenantId}&userId={userId}&cardId={cardId}&landingURL={URL}

Users need to enter the above URL in the browser then enter the valid CAP and the card data will be displayed.

Add On and Supplementary Cards

Add-on Card
Supplementary Card

Add-on and supplementary cards are additional cards issued against primary physical or virtual cards and form a secondary or supplementary card to each wallet.

Add-on and supplementary cards will have the same limits applied as the primary card.

Add On Cards

An add-on card is used to issue an additional card that is linked to the primary cardholder's wallet but is associated with a different cardholder. e.g. card used by a spouse.

In the API request, the new cardholder Customer ID and the primary device Wallet ID are required. If it is a physical card, the new PackID or QR is also required.

Prerequisites

The primary card must be Active.
The secondary cardholder must be registered in Eclipse as an active user and passed KYC
Valid JWT

Example for a physical add-on card:

POST /eclipse-conductor/rest/v1/tenants/{tenantId}/customers/{customerId}/cards
{
  "cardRules": {
    "ecommerceTransactionsEnabled": true,
    "internationalTransactionsEnabled": true
  },
  "operationType": "ADDON_CARD",
  "physicalCardIdentifier": {
    "cardId": 347,
    "packId": "0PRG17USD0000028622",
    "pan": "2307660000148442"
  },
  "status": "ACTIVE",
  "walletId": 1089
}

Example for a virtual add-on card:

POST /eclipse-conductor/rest/v1/tenants/{tenantId}/customers/{customerId}/cards
{
  "cardRules": {
    "ecommerceTransactionsEnabled": true,
    "internationalTransactionsEnabled": true
  },
  "operationType": "ADDON_CARD",
  "status": "ACTIVE",
  "walletId": 1089
}

Supplementary Cards

A supplementary card is an additional card, linked to the same wallet and primary cardholder. i.e. the same cardholder information as the primary card.

When requesting a supplementary card, the Wallet ID of the primary card is required and is used in the linking of the two (primary and supplementary) cards. If the supplementary card is a physical card, the PackID or QR code needs to be included in the API request.

All supplementary cards are treated independently of the primary card. Therefore the status of the primary card does not impact the status of the supplementary card.

All Debit Programs and all programs issuing supplementary cards should have the following two attributes configured on the card wallet type

SubProgramCodeForPhysicalCard = Physical Program Code configured on the CMS
SubProgramCodeForVirtualCard = Virtual Program Code configured on the CMS

Prerequisites

The primary card must be Active.
Valid JWT
Physical Add On Card Request Payload

POST https://eclipse-conductor/rest/v1/tenants/{tenantId}/wallets/{walletId}/cards

When a Wallet is locked, all associated cards, Supplementary cards and Add-On cards are stopped. If the wallet is then unlocked, all the associated cards remain locked and must be individually unlocked. This is to avoid the unlocking of a card that may need to remain locked.

Card-on-File Management

Card-on-file is when a business securely stores its customer’s card payment details, with the cardholder’s consent. Payment data storage comes along with PCI-DSS considerations and therefore businesses that would like to leverage card-on-file need to be compliant.

The cardholder can then reuse the securely stored card details for future payments (e.g. wallet top-ups in the context of Eclipse) thereby having a seamless checkout experience.

Eclipse provides the following options (which are PCI-DSS compliant) for card-on-file management:

Add a card on file directly - specify the card details in the API call.
Add a card on file but use a captive portal - specify callback URL in the API call - tenant system does not need to be PCI compliant.
Add a card on file as part of a top-up - directly (same as (1))
Add a card on file as part of a top-up - using the captive portal (same as (2))

1. Add Card Details Directly

This method allows users to save their card details by capturing the following information:

Alias
CardData (pan, CVV, expiry)

Prerequisites

Valid JWT with access to read the wallet.
The tenant must be PCI compliant.

Add Card on file:

POST /eclipse-conductor/rest/v1/tenants/{tenantId}/customers/{customerId}/cards-on-file
{
     "cardData": {
          "cvv": "562",
          "pan": "4242424242424242",
          "expiry": "0536",
          "cardholderName": "Mikel Arteta"
     },
     "alias": "Card-42"
}

{
  "cardOnFileId": "590f63a8-909f-4c67-88f8-2a21986789e4"
}

Refer to the Initiate Adding A Card On File documentation for full details.

📘
Note
The selected tenant must be end-end PCI-DSS compliant to pass card data directly.

2. Add a card on file via the captive portal

The second alternative method for storing card payment details is to pass a callback URL on the endpoint below. With this option, you don't need to populate any of the card details but only the callback URL to the captive portal.

When the request is sent, the system will return a completion URL (as shown in the sample JSON response below) which can be navigated to - you need to iFrame navigate to this URL to populate the card details i.e. PAN, CVV & expiry date.

Prerequisites

Valid JWT with access to read the wallet

Add Card on file:

POST /eclipse-conductor/rest/v1/tenants/{tenantId}/customers/{customerId}/cards-on-file
{
     "alias": "demo",
     "callbackUrl": "http://google.com"
}

{
  "completionUrl": "https://eclipse-java-sandbox.ukheshe.rocks/t/c6wJ8",
  "cardOnFileId": "edb452d3-a47b-4e5c-880d-3fe84c5b1649"
}

Refer to the screenshot below showing an example of a captive UI screen where users can capture their card details.

3. Add a card on file as part of a top-up

The user-provided card details will be saved for use in future transactions that is after a successful wallet top-up by card transaction. This approach follows the same process flow as outlined in the first option i.e. add card details directly.

Prerequisites

Valid JWT with access to read the wallet.
wallet ID.

POST /eclipse-conductor/rest/v1/tenants/{tenantId}/wallets/{walletId}/topups
{
     "topupCardData": {
          "expiry": "1125",
          "pan": "4242424242424242",
          "cardholderName": "CLAYT",
          "accountType": "Debit",
          "cvv": "123"
     },
     "amount": 500,
     "externalUniqueId": "ref890889",
     "type": "ZA_MASTERPASS_CARD"
}

4. Get a Card on file with a Cryptogram

A cryptogram value is returned when the Get Card-on-File API is called with the query parameter fields=cryptogram.

Prerequisites

Valid JWT with access to read the wallet.
Tenant ID
Customer ID
Card on file ID
Query parameter fields set to cryptogram

GET /eclipse-conductor/rest/v1/tenants/{tenantId}/customers/{customerId}/cards-on-file/{cardsOnFileId}?fields=cryptogram

{
  "alias": "zttydgbovO",
  "cardOnFileId": "16174808-15a7-4c9e-886d-9d84584cfb02",
  "last4Digits": "2999",
  "expires": "2025-12-01T00:00:00.000Z",
  "status": "ACTIVE",
  "schemeTokenType": "VISA",
  "schemeToken": "17f551c1cbgyuhhjc143ab1f7425bcd002",
  "schemeTokenStatus": "ACTIVE",
  "cardArtUrl": "https://cardsonfile-content-public.s3-eu-west-1.amazonaws.com/22af01f2bdf445e497895d502dd1f1ae-digitalCardArt.pdf",
  "bin": "489537",
  "cryptogram": "AwAAAAAAPuEtjg4Am00eAtgqsAAAA="
}

Customization of Eclipse Hosted and Captive Portal UI

Eclipse offers hosted pages for many scenarios:

Card viewing and card management in a captive portal within the Eclipse PCI environment. This caters for the scenario where tenants are not PCI compliant and therefore can not serve this sensitive data.
Hosted checkout for easy e-commerce integration.
Hosted AWS Liveness for easy integration of AWS liveness into a tenant's KYC process.

For all of these hosted pages, the user interface can be customised according to a tenant's logo & colour scheme. This customization can be implemented by configuring a global property for the tenant.

Prerequisites

Tenant config captive.portal.config.baseUrl set to:
- Sandbox: https://card-payments-pwa-sandbox.ukheshe.rocks/payments-portal/card-ui
- Production: https://ukheshe.live/payments-portal/card-ui
wallet ID.

The following parameters can be configured:

Property	Property Value
Property name	public.tenant.{tenant ID}
tenantName	xxxxxx
merchantName	xxxxxx
title	xxxxxx
capLabel	Label when setting CAP - e.g. 4-digit passcode
capDigit	Number of digits for CAP - e.g. 4
isCapNumOnly	Allow only numbers for CAP - e.g. true
paymentType	Payment types for Hosted checkout - e.g. mastercard,ozow,pnpcash
primaryBackgroundColour	#FFFFFF (Colour)
primaryColour	#0083C2 (Colour)
primaryTextColour	#FFFFFF (Colour)
primaryButtonColour	#0083C2 (Colour)
secondaryColor	#FFFFFF (Colour)
primaryButtonTextColour	#FFFFFF (Colour)
secondaryButtonColour	transparent
secondaryButtonTextColour	#0083C2 (Colour)
buttonDisabledColor	#FFFFFF (Colour)
alignmentOfCardHorizontal	horizontal
inputRadius	100px
borderRadius	5px
mobileNumberRegex
bankEFTAccountNumber
pnpInstructionSMSTemplateId
pnpDepositRange	Range of accepted values for PnP payments - .e.g. 50-3000
pnpAmountRounding	The logic for rounding PnP payments to whole numbers - default HALF_UP
errorCodes	Sandbox - public.tenant.card-payments-pwa-sandbox.ukheshe.rocks.errorcodes Production - public.tenant.card-payments-pwa.ukheshe.co.za.errorcodes
imageBase64	data:image/png;base64 (Logo is added to an image to Base64 convert)
virtualCardTemplateBase64	data:image/png;base64 (Logo is added to an image to Base64 convert)
successIconBase64	data:image/png;base64 (Logo is added to an image to Base64 convert)
lockIconBase64	data:image/png;base64 (Logo is added to an image to Base64 convert)
cardCSS	public.tenant.{tenantID}.card.css - this defines the CSS for displaying custom cards

Example cardCSS public property: public.tenant.{tenantID}.card.css:

{
"alignmentOfCardHorizontal": "true",
"cardBackground": {
    "backgroundImage": 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)",
    "height": "191px",
    "width": "300px",
    "borderRadius": "8px",
    "backgroundSize": "cover"
  },
  "gridCardNumber": {
    "letterSpacing": "3px",
    "display": "flex",
    "gap": "8px",
    "marginLeft": "4%",
    "marginTop": "26%"
  },
  "gridValidThru": {
    "display": "flex",
    "gap": "4px",
    "marginTop": "8%",
    "marginLeft": "6%"
  },
  "gridCvv": {
    "display": "flex",
    "gap": "4px",
    "marginTop": "-8.7%",
    "marginLeft": "34%"
  },
   "typoCardNumber": {
    "fontSize": "12px",
    "fontWeight": "500",
    "padding": "0px 6px",
    "border": "1pxsolid",
    "borderRadius": "2px",
    "color": "#ffffff",
	"cursor":"pointer"
  },
  "copyDivStyle": {
    "display": "flex",
    "justifyContent": "center",
    "alignItems": "center"
  },
    "typoValidThruAndCvv": {
    "fontSize": "10px",
    "fontWeight": "500",
    "padding": "0px 6px",
    "border": "1pxsolid",
    "borderRadius": "2px",
    "color": "#ffffff",
	"cursor":"pointer"
  }
}

Property to configure termsAndConditions on the card-ui captive portal: public.tenant.{tenantid}.cardui.tnc

The following parameters can be configured:

Property	Property Value
termsAndConditions	public.tenant.{tenantID}.cardui.tnc
footerBackgroundColor	# 007834
footerTextColor	# 000000
partnerLogo	publicly accessible image
securePaymentByLogo	publicly accessible image

These configurations can also be managed through the Admin Portal at an Organisation level:

Captive portal configuration in the Admin Portal

Run the Captive Portal/Card UI in an iFrame

Prerequisites

Tenant config captive.portal.config.baseUrl set to:
- Sandbox: https://card-payments-pwa-sandbox.ukheshe.rocks/payments-portal/card-ui
- Production: https://ukheshe.live/payments-portal/card-ui

Callback status messages have been implemented in the Captive Portal to support the iFrame functionality. Below are the callback status messages that will be triggered to the parent (iFrame). These need to be managed through the client website which has been integrated to the captive portal.

To control the interaction of redirecting the iFrame the landingUrl needs to be excluded from the journey request, the redirection by the channel will then be dependent on the status provided to the callbackUrl.

Statuses:

Status	Description
'CANCELLED'	Terminate the journey
'ERROR_PERM'	Permanent failure scenarios
'ERROR_TEMP'	Temporary error scenarios
'PENDING'	Pending scenarios
'SUCCESSFUL'	Successful scenarios
'TIMEOUT'	Timeout scenarios

The captive portal includes multiple journeys, and each journey will return the appropriate callback status message to the parent.

Journeys:

paymentLink
makePayment
pnpCashDeposit
eftPayment
add-cof
createCap
resetCap
viewVirtualCard

Example of the callback status message:

{
  "eftCaptivePortalCallbackResponse":{
    "type": "",   //Journey type
    "status": ""  //Callback status
  }
}

Example branded screens

Pin set

View card

Payment link (hosted checkout)

MCC and MID logic to deny or allow transactions

A common requirement for card payment processing is to be able to deny or allow transactions based on Merchant Category Code (MCC) and Merchant ID access and deny lists. Eclipse supports a wide degree of flexibility in configuring this behaviour so tenants have fine-tuned control over their transactions.

The following wallet-type attributes determine the logic to deny or access a card transaction:

Attribute	Description
mcc.whitelist	a white list of approved merchant category codes.
mcc.blacklist	a blacklist of merchant category codes that should be denied. A common example here is denying gambling-related transactions.
mcc.whitelistRegex	A white list regular expression of approved merchant category codes.
mcc.blacklistRegex	A blacklist of regular expressions of merchant category codes that should be denied.
mid.whitelist	A white list of approved merchant IDs.
mid.blacklist	A blacklist of merchant IDs that should be denied.
mid.whitelistRegex	A white list of regular expressions of approved merchant IDs.
mid.blacklistRegex	A blacklist of regular expression of merchant IDs that should be denied.

Typically customers will have different logic they want to apply, for example:

Allow everything unless present on a blacklist
Deny everything unless present on a whitelist
Allow everything unless present on a blacklist and then the whitelist can override the blacklist
Deny everything unless present on a whitelist and then the blacklist can override the whitelist

To cater for this wide range of logic tenants can apply different logic by setting the wallet type attribute: mcc.mid.logic. This refers to a global property mcc.mid.logic.{logic_name} e.g. if mcc.mid.logic=Simple then global property mcc.mid.logic.Simple will be used. These properties define Javassist which determines whether or not the transaction should be allowed.

Below is simple example logic that allows everything unless present on a blacklist. This would typically be the default behaviour with a MccBlacklist defined with MCC 7995 (Gambling) blacklisted.

public boolean isAllowed(String mcc, String mid,
            Boolean inMccWhitelist, Boolean inMccBlacklist,
            Boolean inMidWhitelist, Boolean inMidBlacklist,
            Boolean matchesMccWhitelistRegex, Boolean matchesMccBlacklistRegex,
            Boolean matchesMidWhitelistRegex, Boolean matchesMidBlacklistRegex) {

        return (inMccBlacklist == null || Boolean.FALSE.equals(inMccBlacklist)) && (inMidBlacklist == null || Boolean.FALSE.equals(inMidBlacklist));
    }

Below is an example logic that denies everything unless present on a whitelist and then the blacklist can override the whitelist (if no whitelists present then the transaction is allowed). This would typically cover the gift card or industry card (e.g. fuel) use cases.

public boolean complexBlacklistsPriorityOverWhitelists(String mcc, String mid,
            Boolean inMccWhitelist, Boolean inMccBlacklist,
            Boolean inMidWhitelist, Boolean inMidBlacklist,
            Boolean matchesMccWhitelistRegex, Boolean matchesMccBlacklistRegex,
            Boolean matchesMidWhitelistRegex, Boolean matchesMidBlacklistRegex) {

        if (Boolean.TRUE.equals(inMccBlacklist) || Boolean.TRUE.equals(inMidBlacklist)) return false;  //present in either blacklist 
        if (Boolean.TRUE.equals(inMccWhitelist) || Boolean.TRUE.equals(inMidWhitelist)) return true;  //present in either whitelist 
        if (inMccWhitelist == null && inMidWhitelist == null) return true;    //no whitelists
        return false;
}

Card Tokenisation

Card tokenisation is the process of replacing a card’s primary account number (PAN) with a unique alternate card number, or "token". Tokens can be used for mobile point-of-sale transactions, in-app purchases or online purchases.

Tokenisation reduces fraud related to digital payments by making transactions more secure by including a dynamic component with each transaction. It takes the security of a physical EMV chip and applies it to non-card environments including proximity, mobile and internet payments.

Merchants benefit from more secure transactions, as well as faster checkout experiences, new payment acceptance options and more ways to sell.

Eclipse supports the following methods of tokenisation:

Eclipse proprietary tokenisation - when storing a card on file, the PAN is stored and referenced using a unique card on file ID
Visa Token Service (VTS) - this utilises Visa's tokenisation service to tokenise Visa cards
Mastercard Digital Enablement Service (MDES) - this utilises Mastercard's tokenisation service to tokenise Mastercard cards

Card schemes encourage the use of scheme tokenisation and some services, for example, Visa QR payments, mandate that scheme tokenisation (Visa or Mastercard) be used for transactions.

How does it work?

When storing a card on file:

Eclipse will generate a unique card on file ID - this is Eclipse's proprietary tokenisation
If scheme tokenisation is enabled on the tenant the scheme token provider is called to request a scheme token
The returned token is securely stored as part of the card on file metadata on Eclipse
Eclipse returns the card on file ID as well as the scheme reference to the tenant

When initiating a payment with a tokenised card:

Tenant initiates payment and passes in the Eclipse card on file ID of tokenised card
Eclipse uses the stored scheme token to request a cryptogram from the scheme token provider
Eclipse processes the payment using the scheme token and cryptogram response - this step is dependent on the payment type - e.g. card processing, QR acquiring, etc.
Ultimately the acquiring bank calls the scheme token provider to detokenise the scheme token for the payment

Pre-requisites:

Tenant config enableVisaTokenization set to true to enable Visa Token Services
Tenant config enableMastercardTokenization set to true to enable Mastercard Digital Enablement Services
Tenant config m4mTokenizationAuthenticationValue set
Tenant config vtsClientAppID set

For example, for API calls to store a card on file please refer to the card on file management section.

For example, API calls to initiate a payment using a tokenised card refer to the card-specific payment use cases e.g. Payment of EMVCO QR.

Card Production File Creation

User can initiate a card production file by using a POST request with the updated batch API, which allows responses to be returned as a file with file=true or in JSON format with file=false.

configure the email template by setting the global property

Name: mustache.email.postilion.card.file.creation
Value:


#From: ++comms.email.address++
#To: {{data.email}}

#Subject: Card production file creation for tenant ID {{data.tenantId}}

++email.top++

card Program ID: {{data.cardProgramId}} <br>
Bin: {{data.bin}} <br>
Amount: {{data.amount}} <br>
Tenant ID: {{data.tenantId}} <br>
Type: {{data.type}} <br>
Sub Type: {{data.subType}} <br>


++email.bottom++

Example POST Batch API

POST/eclipse-conductor/rest/v1/global/batches
{
  "info": "{\"cardProgramId\": 25, \"bin\": 76261892981, \"amount\": 500000}",
  "subType": "PHYSICAL",
  "tenantId": 688,
  "type": "POSTILION_CARDS",
  "email": "[email protected]",
  "callbackUrl": "http://testserver.ukheshe.rocks/blank.html"
}

{
  "tenantId": 688,
  "subType": "POSTILION_CARDS",
  "info": "{\"cardProgramId\": 25, \"bin\": 76261892981, \"amount\": 500000}",
  "email": "[email protected]",
  "callbackUrl": "http://testserver.ukheshe.rocks/blank.html"
}

Card Expiry Alert

Eclipse sends email notifications to customers whose ACTIVE cards are nearing their expiry date. This process is automated and is configured to check and send notifications monthly, based on specific configuration properties below.

Attributes	Description
expireWithinMonth	The months prior to expiration for card expiry alerts.
cardExpiryNotificationEnabled	Activation of the card expiry alerts, set to true to activate.

Card Management

Card Enabled Wallet Type and Wallet configurations

Stop a Card

Unstop a Card

Enable / Disable Card E-Commerce Transactions

Enable / Disable Card International Transactions

Do a Physical Card Replacement

Do a Virtual Card Replacement

Cancel Card Enabled Wallet (Card Wallet)

Pin Management

Physical Card PIN Set/Change

PCI-compliant tenants

Non-PCI-compliant tenants

SMS

LINK

📘Note

Physical Card PIN Counter Reset

Set/Change Card Access Password (CAP)

1. Generate random CAP

📘Note

2. Set CAP through the Captive Portal

3. Reset the CAP Password through the Captive Portal

📘Landing URL

Retrieve Card Details for Customer

1. Retrieve Card Details for Customer (API)

2. Retrieve Card Details for Customers with CAP (API)

📘Note

3. Retrieve Card Details for Customers (Captive Portal Flow)

Add On and Supplementary Cards

Add On Cards

Supplementary Cards

Card-on-File Management

1. Add Card Details Directly

📘Note

2. Add a card on file via the captive portal

3. Add a card on file as part of a top-up

4. Get a Card on file with a Cryptogram

Customization of Eclipse Hosted and Captive Portal UI

Run the Captive Portal/Card UI in an iFrame

Example branded screens

Pin set

View card

Payment link (hosted checkout)

MCC and MID logic to deny or allow transactions

Card Tokenisation

How does it work?

When storing a card on file:

When initiating a payment with a tokenised card:

Card Production File Creation

Card Expiry Alert

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Note

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Note

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Landing URL

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Note

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Note